💰學習長期人生理財第一課-小心真假導師-小天使分享學習人生理財-Charlie Munger DESTROYS Fake Gurus

文章目錄

1 😇誰是真假導師-Charlie Munger DESTROYS Fake Gurus
2 😇小天使啟蒙靈魂導師之一：查理芒格-Charles Thomas Munger
3 😇”慎選”一起前進的靈魂夥伴
4 😇沒有任何一種的成功是可以複製的
5 😇最後～是人就會犯錯『別把任何人放在神壇上』眾生皆平等
6 😇查理芒格老師影片字幕：

😇誰是真假導師-Charlie Munger DESTROYS Fake Gurus

😇小天使啟蒙靈魂導師之一：查理芒格-Charles Thomas Munger

這是小天使的理財投資啟蒙老師之一，也是我最敬重的老師『查理芒格-Charles Thomas Munger』在其中一次的股東大會中，提到的一些有關『理財觀念的分享』。

🥸“To get what you want, you have to deserve what you want. The world is not yet a crazy enough place to reward a whole bunch of undeserving people.”

🥸要想得到，你想要的事物之前，你必須先配得上，你想要的一切。因為這個世界還沒瘋狂到，可以獎賞所有『還不配得到的人』。

查理芒格-Charles Thomas Munger

🤑投資理財～學習相關文章：

說真的，現在科技資訊非常發達，每個人都可以透由網路很快的搜集到你要的資源，跟百年前那種資訊的落後與滯後性是完全不一樣的，但也是因為這樣的『方便，多元多樣』所以會產生另一種『弊病』，那就是：

資訊爆炸，資訊過多過雜，過亂，資訊焦慮…等等。

所以如何挑選出『適合自己的資訊～可能是大家需要的』。

而小天使並不喜歡，這世界用『教條的方式』來告訴我，我需要怎麼做。

因我失敗過，我背高額債務過，我小額信貸過，我趨近於破產過，我經歷過生命的教訓過，我曾經迷失在金錢遊戲中～

但我知道～這些都是『成長的過程及代價』，也是因為經過這些，我才能更『了解自己需要什麼及什麼最適合自己』？

現在我理解『如果不曾犯錯～絕對找不到～自己對的路』，

但『犯錯～也絕不是藉口』，相同事，第一次犯稱『學習』，第二次犯需『小心點』，第三次～那就是『自己無知愚蠢了』。

👋所以我現在會『遠離～一直犯相同錯誤的人』🥹不是沒同情心～而是當一個靈魂『走向無知愚蠢～自我毀滅時～是會把大家拉下水的』🥹

😭因為我也曾這樣”拉人下水過”～而不自知，還怪天怪地～怪全世界😭為何不救我😭

😇”慎選”一起前進的靈魂夥伴

所以我現在也會『很小心自己的狀態』，也會很小心『與誰為伍』，

有些人一直處在『相同犯錯循環中』～不斷地循環『雖不同的～人事時地物』但卻在犯『相同的錯誤』，誰能救得了？

～我清楚～沒人～怪不了任何人～『除非他自己覺醒』醒悟自己的問題，然後選擇『感恩，祝福所有的課程』，最後放下一切～繼續前進。

而我更理解『環境不同，資金不同，年齡不同..』還有更多的..不同，我不能照抄，因為每一個人的成功，都是『獨特～無法複製的』。

在我自己的人生經驗中我學到～『真正值得跟隨的人』不是『吹牛大王或行騙之人』的人，在這世上是～少之又少的。

所以想想～『現在你在網路上接收到的』～看到的～『是神話故事?還是迪士尼神話?真實性有多少?』你真的～冷靜下來～自己認真想過嗎?

『在家工作賺5000美元一個月』那麼好賺的話，為何要告訴你？而且還先花大錢打廣告～讓你看到～？然後讓你知道～怎麼做的，增加『它商場上的競爭對手』～合理嗎？

小天使現在每天對著自己告誡：

🤓求人不如求己，拜天祭鬼神，不如拜自己，不要無知愚蠢，學習腳踏實地，一步一腳印～走向自己的人生道路🤓

💰學習長期人生理財第一課-小心真假導師-小天使分享學習人生理財-Charlie Munger DESTROYS Fake Gurus

😇沒有任何一種的成功是可以複製的

所以現在的我，是獨自一人生活，幾乎屏蔽了這世界絕大部分的雜音。

我不會隨意聽信『他人或是網路上散發的資訊』，因為我知道『這些人～都沒有驗證成功～或是短暫成功～就開始想要分享』。

我選擇適合自己的『引導靈魂導師』，關於理財方面有：

『巴菲特，查理芒格，雷達里歐，彼得林奇，木頭姐凱瑟琳，稻盛和夫』作為自己的『引導靈魂導師』，主要是希望自己『理念，方向，做法，目標，想法，意志』都希望與他們相似。

而且這些『引導靈魂導師們』都已經『驗證這條相似の路～長久穩定成功の道』。

而所謂的『引導靈魂導師』”不需要”教我們什麼～”也不是給我們”什麼投資建議，而是『在他們自己的人生軌跡中的種種選擇』，這就是對我們～最好的榜樣

如你願靜下心來，仔細了解這些人『他們簡單，單一，無雜念，一步一腳印地做好自己的事』，他們想的『終極目標』絕對不是『賺錢』，他們都只是單純在實踐『自己的人生目標』，在享受『前進自己目標時，所經歷的一切過程』。

而『錢～這件事』只是剛剛好，在路程中，其中一份果實，但我們都清楚，這份果實隨時都有可能會消失，所以我們都在做相同的事，不管豐收與否，都像是田裡的農夫一樣，日復一日，不斷地重新『整地，灌溉，播種，施肥，等待，收割』。

😊大家只想慢慢～自律～堅持做好～『自己當下～想做，應該做的事』。😊

😇最後～是人就會犯錯『別把任何人放在神壇上』眾生皆平等

最後要理解，是『人』就會犯錯。

不管他是『釋迦，耶穌，媽祖，老師，孔子，聖人，大師，靈魂導師』只要在『物質世界一天』，他同樣都會有『酸甜苦辣，愛恨情仇，悲歡離合，生老病死』相似的問題，所以理解：眾生皆為平等。

我們自願選擇『尊重，與靈魂導師學習』：但『絕不用～道德至高點～來看待～評價任何靈魂』。

小天使用『稻盛和夫老師』的幾句話，來總結『這些已被驗證成功，相似的靈魂導師，曾走過的路』就是：

✌️機會來時，拼盡全力
✌️永遠保持謙虛
✌️做人就要活在當下，天天反省
✌️活著能呼吸每一口氣就要感恩
✌️做人做事永遠選擇-積善利他為優先
✌️永遠不要自尋煩惱

下面是小天使把『查理芒格老師-Charlie Munger DESTROYS Fake Gurus-這段的影片字幕分享出來』

但我不幫你翻譯，因任何事，都會因接收者，當下的『語言，年齡，環境，時間，心境』都會有不同解讀。

就是隨緣吧～『希望這段影片與文字』能對你有所啟發。

😇查理芒格老師影片字幕：

If you take the modern World where people are trying to teach you how to come in and trade actively in stocks.

Well~

I regard that as roughly equivalent to trying to inducea bunch of young people start off on heroin.

It’s really Stupid.

And When you’re already rich to make your money by encouraging people to get rich by trading?

And then there are people on the TV another wonderful place,and they say.

“I have this Book that will teach you how to make 300% a Year”.

All you have to do is pay for shipping and I’ll mail to you.

How likely is it that a person who suddenly find a way to make 300% a year would be trying to sell books on the internet to you!

Yeah~It’s ridiculous~

And yet I Have described modern commerec,and the people who do this all day think they are useful citizens.

The advertising agencies who invent the lingo in insurnce they say,

“Well~They Say~“

“The Two People who shifted from GEICO to the Glotz insurence company save $400 each”

But They don’t tell is that there are only two such people in the whole United States.

And they were both nuts.

But they mislead on purpose,And I get tired of it and I don’t think it is right that we deliberately mislead people as much as we do.

Let me tell you another story,

That I think is an interesting one about the morden life,But this goes back to a difference time,

This man has this woderfual horse ,and It’s just a marvelous horse.

It is an easy gait,good look and everything,it just works wonderfully,

but also occasionally it just gets so he’s Dangerous and vicious and causes enormous damage and trouble and breaks arm and legs for his rider and so on.

And he goes to vet and say:

“What Can I do about this horse?”

And The Vet Says:

“That’s very easy problem and I’m glad to help you”.

He say:”What sould I do?”

And Men says,

“The next time your horse behaving well,Sell it”

Well~Think about it immoral that is,And haven’t I just described what private equity has to do?

When private equity has to sell somthing that is really troublesome,

They hire an investment banker

and what does the investment banker do?

He makes a projection~

I have never seen such expertize in my whole life as is created in marking projections in investment banking.

There is no business so lousy that it can’t get a wonderful projection.

But it that a great way to make a living to have phony projections and use it to make money out of.

People you look right into their eyes of?I world say ~NO and By and Large~

Warren and I,

We never tried to make money out of dumb~

Say out of Stupidity of our dumb buyers.

We tried to make money by buying,and if we will selling horseshit we did’t want to pretend it was a cure for arthritis.

And I think it is better to go through life our way,Instead of theirs.

I think it always been this way ,
I think there’s always been chicanery,
Think of the carnivals,the carny operator,
Think of how much trickery there is in a carny operation,
And People just seek out of weaknesses of their fellow man and take advantage,
And you have to get wise enough so you avoid them all.
And you can’t avoid them if they’re in your family,
I have no solution to that one.

But where you have a fair choice ,
There are just so many people that sould be avoided.

My father had this best friend and client,
and he also had this other client who is a big blowhard.

And he was always working for the big blowhard and he wasn’t everyworking for his wonderful client whom I am admired.

And I say:”Why you do this?”.
And he say:”Charlie ~you idiot”.
He say :The big blowhard is an endless source of legal troubles,
He’s always in trouble ,overreaching and misbehaving and so forth.
Whereas Grant McFadden treats everybody right.
The employees,the Customers, everything ,
and if he gets involved with some psychotic he walks over there and makes a graceful exit immediately.
So a man like that doesn’t need lawyer,
And My father was trying to teach me something and it really worked.

I spent my whole life ,Trying to be like Grant McFadden.
And I want to tell you it works~
It really works~
Peter Kaufman is always telling me, if the crooks only knew how much money you could make by being honest,Thay’d all behave differently.
Warren has a wonderfual saying:
that I like ,he says:
“If you take the high road,It’s never crowded”.

Definition of ’take the high road’
take the high road
[US]
to follow the course of action which is the most moral or most correct and which is least likely to harm or upset other people
US diplomats say the president is likely to take the high road in his statements about trade.
Easy Learning Idioms Dictionary. Copyright © HarperCollins Publishers

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『旅行在世界的半退休狀態背包客』
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如有”不太正確瑕疵”地方多多包容～小天使會盡量不斷改進修正喔～愛大家❤️ 😇

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😁@/斜/槓/人/生-Slash～它是我現在學到的，一種可體驗『多種不同的生活態度！』的人生方式 😁
❤️而當你越感恩每刻每秒自己周遭發生的一切，尊重每個靈魂都有「自己的選擇」❤️
❤️而我們能做的是「做好自己」，努力謹守自己的一言一行❤️
❤️真心誠意做好做到：善言,善心,善行，且不拿自己的尺去量別人的度❤️
❤️小天使不管在哪永遠分享光和愛智慧與祝福給大家～愛你喔～Love You❤️